When bankruptcy is the only option you do not want to be left vulnerable and with uncertainty. You need to know your options and your limitations. There are two main types of bankruptcy that people normally seek to file: Chapter 7 and Chapter 13. If you are ineligible for Chapter 7 bankruptcy, you may be able to file Chapter 13 bankruptcy. Chapter 13 bankruptcy reorganizes a portion of your debt so you can repay it over time, and discharges the rest if it exceeds a certain threshold. Chapter 13 bankruptcy is often referred to as a wage-earner’s bankruptcy, because the debtor is able to repay some of the debt because he or she has a job and thus an income.
If you think bankruptcy might be an option for you, or have questions The Cave Law Firm, PLLC can answer them. Your consultation for filing Chapter 13 bankruptcy is free. If you are in Greene County, Washington County, Hamblen County, or any other part of East Tennessee, call today for your consultation.
At The Cave Law Firm, PLLC, our attorneys help people file Chapter 13 bankruptcy. Our law firm is a family-run business that has been operating in this part of Tennessee since 1974. With offices in Greeneville and Tri-Cities, we handle all Chapter 13 bankruptcy filings. We give each client the full attention he or she deserves, explaining the process and providing updates as the matter moves forward. We will explain how bankruptcy works, the repayment options, the debt limits and let you know if you are eligible to file Chapter 13 bankruptcy.
Stop Harassment, Learn About the Process
Like Chapter 7 bankruptcy, filing for Chapter 13 will result in an automatic stay so that creditors can no longer harass you. And if they continue to do this in violation of the law, our lawyers can take steps to stop phone calls and collection efforts. In these and in all matters related to bankruptcy filings, clients work with our knowledgeable legal assistant Althea Cuadras, who has been working with bankruptcy clients for many years. She and our attorneys take the time needed to explain the entire process in a way that is understandable. They will be there to answer any questions along the way.
Save Your House, Keep Your Car
Chapter 13 bankruptcy allows you to save your house from foreclosure and your car from repossession. It can allow you to make up back taxes and other missed payments. If you follow the repayment plan and diligently make your payments, after three or five years, the bankruptcy trustee will discharge your remaining debts and you will be able to start fresh with your home intact.
Contact Us
To learn how we can help with a Chapter 13 bankruptcy, contact The Cave Law Firm toll-free at (855) 228-3529. Our lawyers will explain your options and fight for you when negotiating with your creditors to develop repayment plans. Based in Greeneville and Kingsport, The Cave Law Firm, PLLC, represents clients throughout the Tri-Cities and Eastern Tennessee.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.